| The EIB, the European Union’s financial institution, is seeking to recruit for its Risk Management Directorate (RM)Credit Risk Department (CRD)Corporate, Public, Infrastructure Division (CPI)Infrastructure Unit (INFRA)Industry Unit (INDUS) at its headquarters in Luxembourg a: Credit Risk Officer The successful candidate will provide credit opinions on proposed operations and follow the credit quality of a highly diversified corporate and public portfolio in accordance with the Bank’s Credit Risk Policy Guidelines (CRPG) and RM/CRD procedures. S/he will contribute to the development and implementation of the Bank’s Credit Risk Policy Guidelines (CRPGs) and RM/CRD procedures to ensure that risks assumed by the Bank are in line with approved policies. S/he will report to the Head of Unit, and work in close cooperation with the Head of Division and a team of credit officers. S/he will have extensive contacts with colleagues in the Risk Management, Lending, Legal and Projects Directorates as well as, occasionally, with external counterparts. Responsibilities: This post is for a Credit Risk Officer able to work from inception on several operations in parallel, including more complex operations, and able to work autonomously within a short period of time on all aspects of work. • Assume responsibility for a large diversified portfolio of loans and counterparts • Analyse credit issues of transactions, including credit quality of counterparts and security • Prepare independent credit opinions on investment proposals and associated risk pricing • Validate internal ratings for new counterparts and propose loan gradings for new operations • Propose and participate in discussions on changes to the Credit Risk Policy Guidelines (CRPG) • Review risks and mitigating measures in close co-operation with Lending and Legal Directorates • Give clearance on draft term sheets and/or legal documentation from a credit risk standpoint • Following signature, prepare closing notes summarising the main credit risk contractual clauses • Ensure validation of the input of data in databases on guarantees, securities and risk covenants • Give second opinions on proposed solutions to post signature events, such as contract breaches and restructurings, and on any credit-related changes to contracts in close consultation with other departments • Validate counterpart ratings and loan gradings throughout loan life • Propose composition of the Watch List • Periodically, take lead or participate in sector research and reports. |
Emploi / Relations humaines / Métiers